Why DerailFi costs a fraction of traditional trade finance. Transparent fees, no hidden costs, instant settlement.
~73% cost reduction
Clear, upfront pricing with no hidden costs. Every fee is disclosed and calculated transparently.
$3
Fixed fee for sellers to create and publish trade offers. One-time payment per listing.
0.5%
Applied when a buyer accepts an offer. Transparent and shown upfront before confirmation.
$5
Optional flat fee for sellers to tokenize invoices as NFTs for secondary market liquidity.
Platform Fee Calculation
Platform Fee = (Trade Amount × 0.5) / 100Platform fee: 0.5% of trade amount (capped for user protection). All fees are transparent and disclosed before transaction confirmation.
Transparent pricing structure compared to traditional trade finance methods
| Feature | Traditional Bank / Factor | DerailFi |
|---|---|---|
| Listing / Setup | $50–$500 per invoice (paperwork, processing) | $3 fixed listing fee |
| Platform / Service Fee | 0.5–2.5% for paperwork and collections | 0.5% flat platform fee (on trade acceptance) |
| Credit Protection | 0.5–2% extra for non-recourse factoring | ≈0.5% optional on-chain coverage (via partners) |
| Settlement Speed | 3–10 business days | Near-instant blockchain settlement |
| Transparency | Hidden fees, opaque pricing | Fully transparent on-chain terms |
| Total Typical Cost | 3–7% of invoice value | 1–2% of invoice value |
Five core advantages that reduce costs while improving efficiency
Smart contracts replace human intermediaries. On-chain automation handles verification, payment, and settlement — removing layers of manual cost.
Peer-to-peer transactions mean no banks, no factoring companies, no middlemen. Buyers pay sellers directly via smart contract escrow.
Every invoice, payment, and confirmation executes in code. No reconciliations, no back-office staff, no weekend delays.
Sellers pay small listing fees ($3) and platform fees (0.5%). Buyers pay nothing. All fees are transparent and shown upfront.
On Layer-2 networks, total gas per trade is under $0.50. That's less than 0.05% on a €10,000 invoice — practically free.
Detailed breakdown of traditional trade finance costs with verified sources
By removing intermediaries, automating credit workflows, and settling on-chain, DerailFi cuts total costs by 60–75% while maintaining transparent, peer-to-peer trade execution.