Connect buyers and sellers directly through smart contracts. Trade globally with stablecoins, tokenize invoices, and stay in control.
Four simple steps to complete a peer-to-peer trade finance transaction.
Create a free account and connect your Web3 wallet (MetaMask, Coinbase Wallet, Rabby, Taho, etc.). Choose your role: Seller or Buyer. The platform is non-custodial — you always control your funds.
Supported Wallets
Sellers: Post offers with deal value (USDC), payment terms (Net 30/60/90), product description, and supporting documents. Pay a small listing fee ($3) to publish.
Buyers: Browse live offers, review seller information and deal terms, then accept an offer. No upfront fees for buyers.
Once an offer is accepted, DerailFi automatically deploys a smart contract escrow. Stablecoins (USDC/USDT) are locked until delivery is confirmed or the due date arrives. No banks, intermediaries, or manual fund handling.
Non-Custodial Escrow
Funds are held in a smart contract that only releases upon delivery confirmation or due date. DerailFi never touches your funds.
Seller ships goods and uploads proof of delivery (document hash/IPFS). Buyer confirms receipt. Smart contract automatically releases funds to the seller. Buyers can pay early for discounts; sellers can unlock early liquidity through tokenization.
Enhance your trades with optional tools and protections. All add-ons are optional and provided through third-party partners.
Optional identity verification through third-party partners for reputation building. Build trust with verified badges and ratings.
Dispute protection via decentralized arbitration partners. Funds remain locked until resolution. Fair, transparent dispute resolution.
Buyers can lock a small percentage upfront to signal commitment. Reduces risk for sellers and demonstrates buyer credibility.
Sellers can offer buyers a discount for faster payment. Win-win: buyers save money, sellers get liquidity sooner.
Once a trade is confirmed, sellers can mint an Invoice Token (NFT) representing the future receivable. These tokens can be held, sold, or used as collateral.
After a deal is confirmed, sellers can mint an Invoice Token (ERC-721 or ERC-1155 NFT) representing the claim to future USDC payment from the buyer. The token includes metadata: deal ID, amount, due date, KYC hash (if used), and deal terms URI (e.g., IPFS).
Hold until maturity
Sell on secondary market
Use as collateral
Infrastructure Provider
DerailFi simply provides the infrastructure — not the funds. We offer marketplace + minting infrastructure. DerailFi does not act as a lender, broker, or regulated entity. You stay compliant, transparent, and in control.
Everything you need to know about peer-to-peer trade finance on DerailFi.